Yesterday was Day One of our No-Spending Challenge for the month of June. And it was amazing how even the smallest things seem to be affected. But it all comes down to habits; those I have and those I have not developed.
- Meal Planning – I am still struggling with learning meal planning. I always think I have a plan and then the plan falls through. So, going into a no-spending month without a meal plan is even more of a challenge. We need to use up what we have in the freezer, fridge and pantry. And create a Habit of planning what we eat for meals & snacks.
- Coffee – I never realized how often I just stop for coffee on the way to the office. But yesterday, I found myself almost turning that direction out of habit. Habit. That $5/day habit that could be better spent somewhere else.
- Snacks – I have never planned for snacks before. Just grabbing something in the kitchen or at a store when we run out. I need to create the Habit of making things on the weekend so we have them during the week. Same for Breakfast.
- Gifts & Cards – We usually just run to the store the day or two before an event to pick out a gift and/or card. I am already finding events we were invited to that we hadn’t pre-purchased this last weekend. I will need to either make a gift/card or find something in my gift closet (which is why I HAVE the gift closet – so I am not spending money unnecessarily). I need to create a Habit of checking the calendar at the beginning of each month and making sure we have the necessary gift/card for the scheduled events.
- “Deal” Shopping – I have stated before that I do use coupons to help cut our grocery costs, often stockpiling items at the rock-bottom prices. But looking at the weekly ads has become such a Habit that it is hard to NOT think of going shopping this week for that must-have item. $.50 body wash at Walgreens this week…… I am having to restrain myself. We have enough in our stockpile, but it is such a DEAL. The rush of getting items for free or nearly-so is overpowering.